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Tips For Obtaining a FHA and Rural Development House Plans Certification
Posted on Tuesday, February 14, 2012 by Wendy Sudiro
If you're in the market to build new houses in a rural area in the U.S., You May Be Surprised to know that the federal government has available a very attractive mortgage program that allows qualified homebuyers to get loans to build their new homes with minimal closing costs and no down payment.
If you are not familiar with FHA Rural Development housing settlements, Rural Housing Service (RHS) was created in 1994 as a result of the reorganization of the Ministry of Agriculture to meet housing and community development needs of rural America.
More rural families and individuals will be able to become homeowners with the help of rural residential services programa.USDA Rural Housing Service has various programs available to help small to medium-income rural residents to buy, build, repair or relocate a dwelling or related objects.
This federal program has become extremely popular in recent years and only grows in the prevalence of ... especially in the southeastern U.S., where the vast majority of stock house plans are sold.
If you are looking to build a new home, one of the most critical requirements is that your house plans certified by a certified professional building designer (CPBD), which specializes in affordable housing design.
There are only a few home designers in the United States who are FHA approved and have the necessary background, professional certifications to offer this service review and approval.
The Rural Development home loan program provides very valuable service for all of us, and if you qualify, it would be a good idea to look further into the program when you start looking for your house plans.
For more information about this loan program, visit the USDA website at rurdev.usda.gov [http://rurdev.usda.gov].
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